Outliving Your Money: Even Wealthy Retirees Are Spending Less — Here's How to Secure Your Future

Retirement wasn’t something I even considered when I was a boy catching chickens in Arkansas.

I’ve come a long way since then. But, like so many Americans, I still worry about it.

Today, even rich retirees fear outliving their money…

Researchers call it the retirement consumption puzzle.

One study analyzed data from a long-running survey of approximately 20,000 people over age 50.

It showed that married 65-year-olds with at least $100,000 in financial assets withdrew an average of only 2% of their savings annually.

That is well below the 4% spending rate many advisers recommend, which would have protected retirees from running out of money in every 30-year period since 1926.

Do you worry about outliving your money?

If you do, then the simple answer is to make more money!

Charles’ recommendations of how to go about doing so are simple anyone can do it.

Keep reading below for his No. 1 secret to making big — life-changing — money in the stock market…

Gov. Mike Huckabee

Director, Prosperity Research

Surfing Mega Trends: Invest Early, Hold Steady and Reap the Rewards of Decades-Long Growth

Investing is a lot like surfing.

When a surfer catches a wave and stays on it, they can ride for a long time, being carried effortlessly by the strong momentum.

But if they fall off or drift into the shallows, they lose their progress, and the wave passes them by.

The same goes for businesses.

Companies that stay on the edge of innovation — right where the wave of opportunity is — can achieve long, successful runs.

Apple revolutionized the smartphone industry with the launch of the iPhone in 2007, driving the stock price higher by more than 8,600%.
Amazon caught the e-commerce wave in the late 1990s, dominating the industry. The stock has gained 233,000% to date.
Microsoft capitalized on the rise of personal computing and software in the early 1980s, and its stock climbed, achieving a staggering 751,000% return to date.

These companies thrived by jumping on a mega trend and riding that huge wave for decades.

My takeaway is: Invest in stocks that are right at the cusp of a huge mega trend. And then … sit back and enjoy the ride and the profits.

Note: Charles just revealed the two biggest mega trends (and stock recommendations) for 2025 and beyond in the latest American Prosperity Report. If you’re a subscriber, click here to read the issue now. If not, join us now to unlock the newsletter. Details here.

Regards,